Zions Bancorporation NA

ZION Financials — Income Statement, Margins & Balance Sheet

Revenue, net income, margins, cash and debt for ZION, built from reported filings and live market data — the three statements condensed into what actually moves the valuation.

$65.23-0.72% todayUSD · live quote

ZION Income Statement (TTM)

$4.15B
Trailing twelve-month revenue reported by ZION.
Net income (TTM)
$962.00M
EPS (TTM)
$6.44
Gross margin
Operating margin
33.6%
Net margin
25.7%
Revenue growth
+42.9%

ZION Revenue vs Net Income by Quarter

Light bars are revenue, solid bars are net income. The gap between them is the cost of running the business — when it narrows, margins are expanding.

Q1 2022 revenue $555.00MQ1 2022 net income $203.00MQ2 2022 revenue $608.00MQ2 2022 net income $203.00MQ3 2022 revenue $707.00MQ3 2022 net income $217.00MQ4 2022 revenue $835.00MQ4 2022 net income $284.00MQ2 2023 revenue $1.90BQ2 2023 net income $379.00MQ3 2023 revenue $1.01BQ3 2023 net income $175.00MQ4 2023 revenue $1.04BQ4 2023 net income $126.00MQ1 2024 revenue $1.05BQ1 2024 net income $153.00MQ2 2024 revenue $1.07BQ2 2024 net income $201.00MQ3 2024 revenue $1.10BQ3 2024 net income $214.00MQ4 2024 revenue $1.06BQ4 2024 net income $216.00MQ1 2025 revenue $1.03BQ1 2025 net income $170.00MQ2 2025 revenue $1.05BQ2 2025 net income $244.00MQ3 2025 revenue $1.06BQ3 2025 net income $222.00MQ4 2025 revenue $1.04BQ4 2025 net income $263.00MQ1 2026 revenue $996.00MQ1 2026 net income $233.00M

ZION Financial Results by Period

The last 12 reported periods for ZION, most recent first.

PeriodRevenueNet incomeNet marginEPS
Q1 2026$996.00M$233.00M23.4%$1.56
Q4 2025$1.04B$263.00M25.3%$1.76
Q3 2025$1.06B$222.00M20.9%$1.48
Q2 2025$1.05B$244.00M23.2%$1.64
Q1 2025$1.03B$170.00M16.5%$1.13
Q4 2024$1.06B$216.00M20.3%$1.34
Q3 2024$1.10B$214.00M19.4%$1.37
Q2 2024$1.07B$201.00M18.7%$1.28
Q1 2024$1.05B$153.00M14.5%$0.96
Q4 2023$1.04B$126.00M12.1%$0.78
Q3 2023$1.01B$175.00M17.3%$1.13
Q2 2023$1.90B$379.00M20.0%$2.44

ZION Balance Sheet & Cash Generation

Cash, debt, share count and free cash flow — the inputs that decide whether ZION can fund growth without diluting shareholders.

Cash
Total debt
Net cash / (debt)
Shares outstanding
0.16B
Free cash flow
$233.00M
FCF yield
2.3%
Market cap
$10.14B
Price / sales
2.44x

Financials vs Valuation & Market Positioning

The statements tell you what the business earns; the multiples and Z-Score tell you what the market is currently charging for it.

Trailing P/E
8.13
Forward P/E
9.56
EPS growth
+86.7%
Revenue growth
+42.9%
1H
-1.08
Statistically neutral
4H
-1.91
Statistically neutral
1D
0.16
Statistically neutral

How This ZION Financial Data Is Built

Revenue, net income and EPS come from ZION's reported filings through live ZCoreAI market endpoints. Trailing twelve-month figures sum the last four reported quarters, and net margin per period is net income divided by revenue for that same period. Gross and operating margins are taken from the reported profitability block.

Cash, debt and share count come from the latest published balance sheet; where a figure is absent, free cash flow is approximated from reported net income and shares are derived from market cap divided by price. Price to sales, FCF yield and the multiples use the live quote, so they update on every page load. Nothing here is investment advice.

ZION Financials FAQ

How much revenue does ZION generate?

ZION generated roughly $4.15B of revenue over the trailing twelve months, summed from the last four reported quarters.

Is ZION profitable?

ZION runs a 25.7% net margin, equal to $962.00M of trailing net income.

Does ZION have too much debt?

Balance sheet detail for ZION is not published in the current dataset.

What is ZION's free cash flow?

ZION generates approximately $233.00M of free cash flow, a 2.3% yield on the current market cap. Free cash flow is what funds buybacks, dividends and debt repayment.

Where does ZCoreAI get ZION financial data?

Revenue, net income, EPS, margins and balance sheet items come from live ZCoreAI market endpoints sourced from company filings, refreshed on every page load.

ZION earnings

Quarterly EPS history, revenue trend and growth for ZION.

ZION P/E ratio

Trailing and forward multiples, PEG and earnings yield for ZION.

ZION forecast

DCF fair value, price prediction and signal targets for ZION.

ZION overview

Live chart, fundamentals and valuation context for ZION.

Data refreshed from live ZCoreAI market endpoints. Informational only — not investment advice.