Tri City Bankshares Corp

TRCY Stock Forecast & Price Prediction

A data-driven outlook for TRCY built from live market pricing, discounted cash flow fair value, valuation multiples and ZCoreAI's Z-Score mean-reversion model. No opinions — only what the numbers currently imply.

$19.65+0.77% todayUSD · live quote

TRCY Price Outlook

$73.77
Model fair value per share (two-stage DCF, 10-year horizon)
Implied upside of 275.4% versus the current TRCY price of $19.65.
PV of projected FCF
$220.19M
PV of terminal value
$436.72M
Equity value
$656.92M
Growth assumption
15%

TRCY Historical Price Context

Two years of weekly closes for TRCY, with 52-week extremes and realized performance.

52-week high
$22.24
52-week low
$15.95
1-year performance
+19.2%
2-year performance
+45.6%

TRCY is trading 59% of the way up its 52-week range.

TRCY Valuation & Fundamentals

The multiples and growth rates that drive the TRCY forecast model.

Market cap
$174.98M
P/E (TTM)
10.77
Forward P/E
EPS (TTM)
$1.82
Revenue growth
+15.3%
EPS growth
+37.1%
Net margin
+20.8%
Discount rate
9%
See the full TRCY DCF fair value breakdown →

TRCY Technical & Smart Money Context

Live Z-Score readings measure how far TRCY has stretched from its statistical regression mean on each timeframe. Extreme readings historically precede mean reversion.

4H
0.13
Statistically neutral
1D
-0.21
Statistically neutral

How the TRCY Forecast Is Built

The TRCY price prediction combines three independent layers. First, a two-stage discounted cash flow model projects free cash flow ten years forward at 15% growth, applies a 2.5% perpetual terminal growth rate, and discounts every cash flow back to today at 9%. Second, current valuation multiples are compared against the growth and margin profile the company is actually delivering. Third, a Z-Score regression model measures how far price has stretched from its statistical mean on the 1H, 4H and daily timeframes.

Fair value is a valuation anchor, not a timing tool. A stock can stay above or below model fair value for long stretches, which is why the Z-Score layer exists — it identifies when TRCY is statistically stretched enough that mean reversion becomes probable. Nothing on this page is investment advice.

TRCY Stock Forecast FAQ

What is the TRCY stock forecast?

ZCoreAI derives the TRCY forecast from a DCF fair value of $73.77, current valuation multiples, and live Z-Score mean-reversion statistics. It is a model output based on today's data, not a guarantee of future prices.

How is the TRCY price prediction calculated?

Free cash flow is projected ten years forward, a Gordon-growth terminal value is capitalized, and both are discounted to present value. Net cash and debt are added to reach equity value, which is divided by shares outstanding to get a per-share number that is compared to the live TRCY price.

Is TRCY overvalued or undervalued right now?

On current inputs the model puts TRCY below fair value by 275.4%. Model inputs change as fundamentals update.

What does the TRCY Z-Score mean?

The Z-Score measures standard deviations from a regression mean. Below -3 signals an unusually stretched downside move, above +3 signals a stretched upside move, and readings in between are statistically neutral.

Can I trade TRCY signals live?

Yes. Open TRCY in the ZCoreAI terminal to see Smart Money structure, signal markers and fair-value overlays on the live chart, or review every recent alert on the signals page.

TRCY fair value

Full DCF intrinsic value breakdown for TRCY.

TRCY dividends

Payout history, yield and dividend growth for TRCY.

Live trading signals

Every recent Z-Score buy and sell alert across the market.

Data refreshed from live ZCoreAI market endpoints. Informational only — not investment advice.