SLM Corp
SLM Financials — Income Statement, Margins & Balance Sheet
Revenue, net income, margins, cash and debt for SLM, built from reported filings and live market data — the three statements condensed into what actually moves the valuation.
SLM Income Statement (TTM)
- Net income (TTM)
- $752.22M
- EPS (TTM)
- $3.60
- Gross margin
- —
- Operating margin
- 26.7%
- Net margin
- 19.7%
- Revenue growth
- +25.5%
SLM Revenue vs Net Income by Quarter
Light bars are revenue, solid bars are net income. The gap between them is the cost of running the business — when it narrows, margins are expanding.
SLM Financial Results by Period
The last 12 reported periods for SLM, most recent first.
| Period | Revenue | Net income | Net margin | EPS |
|---|---|---|---|---|
| Q1 2026 | $649.31M | $307.95M | 47.4% | $1.54 |
| Q4 2025 | $656.82M | $233.19M | 35.5% | $1.11 |
| Q3 2025 | $657.59M | $135.85M | 20.7% | $0.63 |
| Q2 2025 | $656.76M | $75.23M | 11.5% | $0.32 |
| Q1 2025 | $656.09M | $300.58M | 45.8% | $1.40 |
| Q4 2024 | $661.37M | $107.19M | 16.2% | $0.50 |
| Q3 2024 | $652.64M | $482.84M | 74.0% | $2.18 |
| Q2 2024 | $641.48M | $247.37M | 38.6% | $1.12 |
| Q1 2024 | $663.56M | $285.28M | 43.0% | $1.27 |
| Q4 2023 | $668.55M | $163.72M | 24.5% | $0.72 |
| Q3 2023 | $652.25M | $24.72M | 3.8% | $0.13 |
| Q2 2023 | $633.90M | $260.79M | 41.1% | $1.09 |
SLM Balance Sheet & Cash Generation
Cash, debt, share count and free cash flow — the inputs that decide whether SLM can fund growth without diluting shareholders.
- Cash
- —
- Total debt
- —
- Net cash / (debt)
- —
- Shares outstanding
- 0.19B
- Free cash flow
- $307.95M
- FCF yield
- 6.5%
- Market cap
- $4.72B
- Price / sales
- 1.80x
Financials vs Valuation & Market Positioning
The statements tell you what the business earns; the multiples and Z-Score tell you what the market is currently charging for it.
- Trailing P/E
- 6.41
- Forward P/E
- 7.94
- EPS growth
- -8.1%
- Revenue growth
- +25.5%
How This SLM Financial Data Is Built
Revenue, net income and EPS come from SLM's reported filings through live ZCoreAI market endpoints. Trailing twelve-month figures sum the last four reported quarters, and net margin per period is net income divided by revenue for that same period. Gross and operating margins are taken from the reported profitability block.
Cash, debt and share count come from the latest published balance sheet; where a figure is absent, free cash flow is approximated from reported net income and shares are derived from market cap divided by price. Price to sales, FCF yield and the multiples use the live quote, so they update on every page load. Nothing here is investment advice.
SLM Financials FAQ
How much revenue does SLM generate?
SLM generated roughly $2.62B of revenue over the trailing twelve months, summed from the last four reported quarters.
Is SLM profitable?
SLM runs a 19.7% net margin, equal to $752.22M of trailing net income.
Does SLM have too much debt?
Balance sheet detail for SLM is not published in the current dataset.
What is SLM's free cash flow?
SLM generates approximately $307.95M of free cash flow, a 6.5% yield on the current market cap. Free cash flow is what funds buybacks, dividends and debt repayment.
Where does ZCoreAI get SLM financial data?
Revenue, net income, EPS, margins and balance sheet items come from live ZCoreAI market endpoints sourced from company filings, refreshed on every page load.
Quarterly EPS history, revenue trend and growth for SLM.
Trailing and forward multiples, PEG and earnings yield for SLM.
DCF fair value, price prediction and signal targets for SLM.
Live chart, fundamentals and valuation context for SLM.
Data refreshed from live ZCoreAI market endpoints. Informational only — not investment advice.